 “政府的重点是取消消费者保护措施，我认为这会降低消费者和经济的安全性。”插图：卫报设计/盖蒂图片社 @font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Light.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Light.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Light.ttf) format("truetype");font-weight:300;font-style:normal}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-LightItalic.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-LightItalic.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-LightItalic.ttf) format("truetype");font-weight:300;font-style:italic}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Regular.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Regular.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Regular.ttf) format("truetype");font-weight:400;font-style:normal}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-RegularItalic.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-RegularItalic.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-RegularItalic.ttf) format("truetype");font-weight:400;font-style:italic}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Medium.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Medium.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Medium.ttf) format("truetype");font-weight:500;font-style:normal}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-MediumItalic.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-MediumItalic.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-MediumItalic.ttf) format("truetype");font-weight:500;font-style:italic}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Semibold.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Semibold.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Semibold.ttf) format("truetype");font-weight:600;font-style:normal}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-SemiboldItalic.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-SemiboldItalic.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-SemiboldItalic.ttf) format("truetype");font-weight:600;font-style:italic}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Bold.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Bold.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Bold.ttf) format("truetype");font-weight:700;font-style:normal}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BoldItalic.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BoldItalic.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BoldItalic.ttf) format("truetype");font-weight:700;font-style:italic}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Black.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Black.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Black.ttf) format("truetype");font-weight:900;font-style:normal}@font-face{font-family:Guardian Headline Full;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BlackItalic.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BlackItalic.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BlackItalic.ttf) format("truetype");font-weight:900;font-style:italic}@font-face{font-family:Guardian Titlepiece;src:url(https://assets.guim.co.uk/static/frontend/fonts/guardian-titlepiece/noalts-not-hinted/GTGuardianTitlepiece-Bold.woff2) format("woff2"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-titlepiece/noalts-not-hinted/GTGuardianTitlepiece-Bold.woff) format("woff"),url(https://assets.guim.co.uk/static/frontend/fonts/guardian-titlepiece/noalts-not-hinted/GTGuardianTitlepiece-Bold.ttf) format("truetype");font-weight:700;font-style:normal}
/**
* Data font stack
*
* @group typography
*/
/**
* Serif font stack
*
* @group typography
*/
/**
* Headline font stack
*
* @group typography
*/
/**
* Sans serif text font stack
*
* @group typography
*/
/**
* Sans serif headline font stack
*
* @group typography
*/
/**
* Default font scale settings
* See font-scale.html and font-scale.png for visual representations
*
* @group typography
*/
/**
* Grab all levels of a font the font-scale
*
* @param {String} $name - Name of the font-scale matrix (eg: headline)
* @param {Map} $font-scale ($font-scale)
*
* @example
* font-size: get-scale(header);
*
* @requires {variable} $font-scale
*
* @return {Map}
*
* @group typography
*/
/**
* Grab info for a particular level of a font-scale
*
* @param {String} $name - Name of the font-scale in the matrix (eg: headline)
* @param {Number} $level - Level in the matrix
* @param {Map} $font-scale ($font-scale)
*
* @example
* font-size: get-scale-level(header, 1);
*
* @requires {variable} $font-scale
* @requires {function} get-scale
*
* @return {Map}
*
* @group typography
*/
/**
* Get a font-size for a level in the font-scale matrix
*
* @param {String} $name - Name of the font-scale in the matrix (eg: headline)
* @param {Number} $level - Level in the matrix
* @param {Map} $font-scale - Configuration
*
* @example
* font-size: get-font-size(header, 3);
*
* @requires {variable} $font-scale
* @requires {function} convert-to-px
* @requires {function} get-scale-level
*
* @return {Number}
*
* @group typography
*/
/**
* Get a line-height for a level in the font-scale matrix
*
* @param {String} $name - Name of the font-scale in the matrix (eg: headline)
* @param {Number} $level - Level in the matrix
* @param {Map} $font-scale - Configuration
*
* @example
* font-size: get-line-height(header, 3);
*
* @requires {variable} $font-scale
* @requires {function} convert-to-px
* @requires {function} get-scale-level
*
* @return {Number}
*
* @group typography
*/
/**
* Turn any value into pixels
*
* @param {Number} $value
*
* @example
* font-size: convert-to-px(14); // 14px
*
* @return {Number}
*
* @group typography
*/
/**
* Default typography settings, to be included as soon as possible in the HTML
* 1. Make type rendering look crisper
* 2. Set relative line spacing to 1.5 (16px * 1.5 = 24px)
*
* @param {String} $font-family ($f-serif-text) - Default global font
*
* @requires {variable} $f-serif-text
*
* @group typography
*/
/**
* Font-size and line-height shorthand
*
* @param {Number} $size
* @param {Number} $line-height ($size)
*
* @example
* @include font-size(18, 24);
*
* @requires {function} convert-to-px
*
* @group typography
*/
/**
* Font styling shorthand
* Note: prefer the usage of the font-scale mixins to stick to the font scale
*
* @param {String} $family
* @param {String} $weight
* @param {Number} $size
* @param {Number} $line-height ($size)
*
* @example
* @include font(arial, bold, 18, 24);
*
* @requires {mixin} font-size
*
* @group typography
*/
/**
* Header family and weight properties.
*
* @requires {variable} $f-serif-headline
*
* @group typography
*/
/**
* Header typography settings.
*
* @param {Number} $level
* @param {Boolean} $size-only
*
* @example
* // Output all properties (font-size, line-height, family, weight)
* @include fs-header(3);
*
* // Output font-size and line-height only
* @include fs-header(3, $size-only: true);
*
* @requires {function} get-font-size
* @requires {function} get-line-height
* @requires {mixin} font-size
* @requires {mixin} f-header
*
* @group typography
*/
/**
* Healdine family and weight properties.
*
* @requires {variable} $f-serif-headline
*
* @group typography
*/
/**
* Headline typography settings.
*
* @param {Number} $level
* @param {Boolean} $size-only
*
* @example
* // Output all properties (font-size, line-height, family, weight)
* @include fs-headline(3);
*
* // Output font-size and line-height only
* @include fs-headline(3, $size-only: true);
*
* @requires {function} get-font-size
* @requires {function} get-line-height
* @requires {mixin} font-size
* @requires {mixin} f-headline
*
* @group typography
*/
/**
* Body Heading family and weight properties.
*
* @requires {variable} $f-serif-text
*
* @group typography
*/
/**
* Body Heading typography settings.
*
* @param {Number} $level
* @param {Boolean} $size-only
*
* @example
* // Output all properties (font-size, line-height, family, weight)
* @include fs-bodyHeading(3);
*
* // Output font-size and line-height only
* @include fs-bodyHeading(3, $size-only: true);
*
* @requires {function} get-font-size
* @requires {function} get-line-height
* @requires {mixin} font-size
* @requires {mixin} f-bodyHeading
*
* @group typography
*/
/**
* Body Copy family property.
*
* @requires {variable} $f-serif-text
*
* @group typography
*/
/**
* Body Copy typography settings.
*
* @param {Number} $level
* @param {Boolean} $size-only
*
* @example
* // Output all properties (font-size, line-height, family)
* @include fs-bodyCopy(3);
*
* // Output font-size and line-height only
* @include fs-bodyCopy(3, $size-only: true);
*
* @requires {function} get-font-size
* @requires {function} get-line-height
* @requires {mixin} font-size
* @requires {mixin} f-bodyCopy
*
* @group typography
*/
/**
* Data family property.
*
* @requires {variable} $f-data
*
* @group typography
*/
/**
* Data typography settings.
*
* @param {Number} $level
* @param {Boolean} $size-only
*
* @example
* // Output all properties (font-size, line-height, family)
* @include fs-data(3);
*
* // Output font-size and line-height only
* @include fs-data(3, $size-only: true);
*
* @requires {function} get-font-size
* @requires {function} get-line-height
* @requires {mixin} font-size
* @requires {mixin} f-data
*
* @group typography
*/
/**
* Text Sans family property.
*
* @requires {variable} $f-sans-serif-text
*
* @group typography
*/
/**
* Text Sans typography settings.
*
* @param {Number} $level
* @param {Boolean} $size-only
*
* @example
* // Output all properties (font-size, line-height, family)
* @include fs-textSans(3);
*
* // Output font-size and line-height only
* @include fs-textSans(3, $size-only: true);
*
* @requires {function} get-font-size
* @requires {function} get-line-height
* @requires {mixin} font-size
* @requires {mixin} f-textSans
*
* @group typography
*/
/**
* Headline Sans family property.
* Is not currently integrated into our font scale matrix,
* hence no `fs-` mixin; currently we're just using it as a
* replacement font in a few places.
*
* @requires {variable} $f-sans-serif-headline
*
* @group typography
*/
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Light.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Light.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Light.ttf") format("truetype");font-weight:300;font-style:normal;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-LightItalic.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-LightItalic.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-LightItalic.ttf") format("truetype");font-weight:300;font-style:italic;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Regular.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Regular.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Regular.ttf") format("truetype");font-weight:400;font-style:normal;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-RegularItalic.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-RegularItalic.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-RegularItalic.ttf") format("truetype");font-weight:400;font-style:italic;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Medium.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Medium.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Medium.ttf") format("truetype");font-weight:500;font-style:normal;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-MediumItalic.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-MediumItalic.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-MediumItalic.ttf") format("truetype");font-weight:500;font-style:italic;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Semibold.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Semibold.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Semibold.ttf") format("truetype");font-weight:600;font-style:normal;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-SemiboldItalic.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-SemiboldItalic.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-SemiboldItalic.ttf") format("truetype");font-weight:600;font-style:italic;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Bold.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Bold.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Bold.ttf") format("truetype");font-weight:700;font-style:normal;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BoldItalic.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BoldItalic.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BoldItalic.ttf") format("truetype");font-weight:700;font-style:italic;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Black.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Black.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-Black.ttf") format("truetype");font-weight:900;font-style:normal;
}
@font-face {font-family:"Guardian Headline Full";src:url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BlackItalic.woff2") format("woff2"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BlackItalic.woff") format("woff"), url("https://assets.guim.co.uk/static/frontend/fonts/guardian-headline/noalts-not-hinted/GHGuardianHeadline-BlackItalic.ttf") format("truetype");font-weight:900;font-style:italic;
}
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消费者金融保护局上个月从其网站上删除了至少 2,200 个网页，倡导者称此举是特朗普政府解散联邦消费者金融监管机构的最新努力的一部分。 删除的内容全部是在特朗普第二任期之前发布的，包括新闻稿、消费者建议、国会证词、演讲和博客文章。其中一些材料可以追溯到 2010 年该机构成立时。 美国金融改革组织消费者政策副主任汤姆·费尔特纳 (Tom Feltner) 表示：“我们希望删除迄今为止 CFPB 的故事，并开始讲述一个新的故事，即 CFPB 阻碍了创新，CFPB 正在伤害而不是帮助消费者。”他此前曾在 CFPB 担任高级领导层的政策顾问，并于 2025 年 12 月离职。 这些网页被删除之际，特朗普政府在过去一年中一直在积极尝试关闭该机构。 去年2月，特朗普任命白宫预算主任拉塞尔·沃特(Russell Vought)担任CFPB代理主任。沃特是“2025 计划”的关键设计师，该计划呼吁废除该机构。此后，他下令 CFPB 员工停止所有工作，撤销了数十起悬而未决的执法案件，并试图解雇该机构的大部分员工，但这一举措在该机构员工工会正在进行的诉讼中被一名联邦法官阻止。最近的法庭文件显示，该机构领导层计划将该机构的员工人数从 1,174 人减少到 556 人。 彭博社最先报道了该局网站内容的删除，这只是一项更大计划的最新部分，该计划旨在“破坏一个帮助人们的机构”，美国消费者联合会金融服务主任亚当·鲁斯特（Adam Rust）表示，美国消费者联合会是一个由消费者权利组织组成的非营利联盟。 消费者金融保护局是国会在 2008 年金融危机后成立的，旨在执行联邦消费者金融法、促进公平竞争、保护人们免受欺骗性或掠夺性金融产品的侵害，并迫使公司在消费者提出投诉时与消费者互动。 自成立以来，该局已通过货币补偿和取消债务的方式向消费者返还超过 210 亿美元。民主党参议院银行委员会今年发布的一份报告发现，特朗普政府对该局的内部改革和废除行业监管的举措在过去一年已经给消费者造成了数十亿美元的损失。 “[CFPB] 重新平衡了大银行和普通民众之间的可能性，”拉斯特说。 “但业界不喜欢这个使命，拉塞尔沃特已经实现了他们破坏它的愿望。” CFPB 没有回应《卫报》关于为何删除这些网页的问题。 “这不是一个倾听消费者意见的政府”为了统计有多少网页被删除，《卫报》将 CFPB 网站的当前版本与互联网档案馆的“回溯机”上捕获的版本以及由前 CFPB 员工创建的 CFPB 镜像网站进行了比较，该镜像保留了 2025 年 2 月之前的所有网页内容。 根据《卫报》的分析，从 2010 年 9 月 17 日到 2025 年 1 月 30 日，该网站的“新闻室”页面至少删除了 2,228 条帖子。这可能是低估的，特别是对于非英语内容，因为它只计算互联网用户之前保存的帖子。 删除的内容涵盖了广泛的格式和主题，从有关家庭保险费用激增时应采取的措施的消费者建议和退伍军人的了解您的权利页面，到 CFPB 董事在众议院金融服务和参议院银行委员会（董事每年必须提供两次）的证词。 （到目前为止，沃特似乎已经跳过了这两项内容。）帮助建立 CFPB 的参议员伊丽莎白·沃伦 (Elizabeth Warren) 的几场演讲也消失了。 总体而言，根据《卫报》对存档帖子元数据的审查，被删除帖子中最常见的主题是执法、抵押贷款、银行业务和规则制定。 除了大量删除帖子之外，CFPB 新闻编辑室页面的更新频率也降低了。从 2025 年 2 月到 2026 年 3 月，只剩下 18 个职位。 相比之下，2024 年 12 月，即特朗普开始第二任期前的最后一个月，CFPB 发布了 28 条帖子。其中包括CFPB前局长Rohit Chopra关于该局如何打击向诈骗者出售敏感个人信息的数据经纪人的演讲、CFPB因允许Zelle和Cash App等点对点支付应用程序上的欺诈行为而对美国三大银行提起诉讼的新闻稿，以及宣布该机构将向超过400万被两家信用修复公司收取非法费用的消费者返还18亿美元的消息。  从 CFPB 网站新闻编辑室部分删除的所有页面的图表。插图：Guardian Design:root{--src-labs-200: #0C7A73;--src-labs-400: #69D1CA;--src-labs-600: #DCF4F3;--vis-gray-1: #e7e7e7;--vis-gray-2: #c8c8c8;--vis-chart-axis-labels: #707070;--重音颜色数据删除-深色: var(--src-labs-200);--重音颜色数据删除: var(--src-labs-400);--重音颜色数据删除色调: 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实心var(--vis-gray-1);flex-direction:row;width:100%;margin-left:0;column-gap:25px;align-items:center}}.dots_holder.svelte-1mcqayz{justify-content:center;display:flex;flex-direction:row;flex-wrap:wrap}@media (最大宽度: 71.25em){.dots_holder.svelte-1mcqayz{justify-content:flex-start}}.bottom.svelte-1mcqayz{align-content:flex-start}.top.svelte-1mcqayz{al ign-content:flex-end}.dot.svelte-1mcqayz{box-sizing:border-box;margin-left:2px;margin-bottom:2px;width:8px;height:8px;border-radius:4px}2,228 篇文章CFPB 网站新闻室部分中的内容已被删除。仅剩18人，全部在 2025 年 2 月之后发布2026年 2025年 2024年 2023年 2022年 2021年 2020年 2019年 2018年 2017年 2016年 2015年 2014年 2013年 2012年 2011年 2010年 守护者图形。资料来源：互联网档案馆 支持者表示，缺乏公开帖子既表明该机构领导人打破了之前的透明度记录，也表明特朗普政府与消费者需求脱节。 费尔特纳说：“很明显，这届政府没有倾听消费者的声音，回应他们的担忧，也没有解决他们提出的问题。” “它主要集中在消费者保护措施的取消上，我认为这会降低消费者和经济的安全性。” 稀疏的帖子明显更具党派色彩，而且绝大多数是关于先前法规和政策的回滚。 沃特接管该机构后的第一篇文章宣布，CFPB 将退回之前因一家芝加哥公司在抵押贷款方面存在种族差异而对其征收的“六位数的罚款”。该帖子称，“CFPB 滥用权力”，进行“红线屏蔽”，并使用“激进的‘公平’论点”来压垮该公司。 其他帖子宣布缩减对发薪日贷款机构的监管力度；减少对在收费方面误导消费者的电子货币服务提供商征收的罚款，从 200 万美元降至 45,000 美元；并撤销禁止债权人在贷款决策中使用申请人公民身份的声明。 显示使用特定主题标记的文章数量的条形图消除语言可访问性，同时消费者投诉激增该机构还删除了一些供非英语人士访问该网站的工具，包括用于查看其他九种语言的新闻帖子的过滤器，以及 CFPB 网站顶部的一个菜单，该菜单将其翻译成西班牙语、中文、越南语、韩语、他加禄语、俄语、阿拉伯语和海地克里奥尔语。 倡导者表示，这意味着非英语人士将无法再访问有关如何提交消费者投诉（有关人们如何受到伤害以及可能获得经济救济）的重要消费者建议和网页。 《卫报》分析发现，至少有 129 个西班牙语帖子、3 个中文帖子和 1 个阿拉伯语帖子被删除。 “英语水平有限的人确实会受到剥削，有时他们确实会因为英语能力有限而受到剥削，”国家消费者法律中心消费者报告和数据倡导主任 Chi Chi Wu 说，该中心也是该局员工工会提起的联邦诉讼的原告。 在此之际，消费者投诉的数量，从信用报告错误到违反公平收债法的行为，都达到了特朗普第二任期内该机构历史上的最高水平。根据《卫报》对 CFPB 投诉数据的分析，2025 年提交的投诉数量达到创纪录的 540 万起，是 2024 年的两倍。 显示消费者向 CFPB 投诉的折线图，到 2026 年初将接近数十万起损坏的链接自从两周前首次报告删除事件以来，CFPB 又增加了用户访问某些已删除页面的方式。新闻编辑室页面顶部的注释包含一个链接，可将用户重定向到去年冻结的新闻发布页面版本。 该网站称，截至发布时，“2025 年 2 月之前发布的新闻可以在档案中找到”。 然而，《卫报》对第三方供应商托管的存档页面的审查发现，完整新闻稿的几个链接已损坏。大多数已删除的内容在其他机构或联邦网站上无法找到。 费尔特纳说：“从政府机构网站上删除它，然后说，好吧，你总能在档案馆或‘回溯机’中找到它，这是你向消费者发送的一个非常不同的信息。” 费尔特纳说，现在的信息更像是“政府不再提供此信息”。 方法论 《卫报》使用互联网档案馆检查了 Consumerfinance.gov 下的所有网页。在清理重复页面的结果后，我们发现了超过 5,000 个 URL。我们过滤了新闻编辑室目录下的页面，其中发生了大量删除，并检查每个网页是否仍然在线。确认状态后，我们从互联网档案馆收集了原始页面，并对每个页面的内容进行了分析。 《卫报》的“已删除数据”系列探讨了美国政府信息如何被删除及其后果，并将保留或重新创建丢失的数据集。如果您了解过去一年中被删除或更改的任何数据集、网页或政府材料，或者愿意分享这些变化对您的影响，我们很乐意听取您的意见。请联系[email protected]。 来源链接：https://www.theguardian.com/us-news/ng-interactive/2026/jun/04/trump-administration-consumer-financial-protection-bureau |
